Not while one's in debt. Investing while in debt = too risky. And then it also takes longer to get out of debt.
But IMO if an employer is matching, you gotta do up to the max.
Dude, you're skipping baby steps. Delay retirement savings until after you have your debt paid off.
Dave is firm about this! I'm not so firm, I think you should always contribute enough to get the employer match. But more than that while in debt is dumb.
You must have caught a bad show, he's usually very compassionate with the callers. I've only heard him once or twice get a pissy. But whatever, it's for the callers own good. If you think Dave is mean you should listen to Dr. Laura... she's a b****! Also some of his callers have done really...
My gf used to not be able to stand Dave either. She probably still doesn't like him, but just this week she opened a Roth IRA and when I asked her why she said "because of Dave Ramsey". Sweet :cheer:
My gf and I also saw Dave tonight. I thought he was very entertaining; she didn't think it was worth her $60 but IMO she liked it better than she expected.
Cybermob, it sounds like you have all the "common sense" stuff down, you probably should have gone to his investing seminar that time...
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