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  1. romack991

    Dave Ramsey, debt, credit cards, retirement, etc

    Question: Would you pay more on a student loan that is at 2% interest or would you pay more on your mortgage thats at 6.~%? Mortgage is technically a 30yr but right now with my automatic payments it will be done in less than 12. Should I cut that payment back to the 15yr payment and put more...
  2. romack991

    ? ? ?Whats ur SCREEN NAME stand for? ? ?

    The first internet forum i ever joined was ak-47.net and i had just bought a romanian ak without knowing much about it so i used the model number as my SN but mispelled it (romak 99.1). Just have kept using it.
  3. romack991

    RaceLogic Porting

    I've haven't done many port jobs so I can't give you much comparison but I used the original sport port and used a long taper and really focused on making it as smooth as possible. What I found to work best after the die grinder was to use a rounded file to make sure the surface wasn't wavy. It...
  4. romack991

    Dave Ramsey, debt, credit cards, retirement, etc

    I used the envelope system for awhile but I stopped after I went back to using my CC to track spending since it puts all purchases into categories automatically and can give me month to month averages, ect. Rarely did I set out a time to go buy a specific item. So typically I never had the money...
  5. romack991

    Dave Ramsey, debt, credit cards, retirement, etc

    I guess I sort of went with a modified plan and am still in debt but I still don't don't think I care. I have about 9K in a student loan but the rate is at 1% fixed. I know debt is still debt but thats lower than inflation and I can get higher interest from a bank. So I just leave it at the...
  6. romack991

    Farm & Fleet has some good stuff for PWC!!!

    just a heads up on marketing guys, typically they don't know ******** about the actual product. i work with a lot of sales and marketing guys and they are not knowledgeable on the technical aspects. I have no idea on bikes, but I work with seals for a living and test in various fluids. The...
  7. romack991

    Do away with Daylight Saving Time? less evening jetski time?

    I live in Indiana and am glad we switched to DST. Studies do show that it costs more though. But it was such a pain in the ass being with one time zone and then being apart of the other. Now atleast I always know we are EST, so much easier when scheduling meetings and such. But I do think we...
  8. romack991

    is it worth it?

    i wouldn't worry about it unless you get an aftermarket pipe
  9. romack991

    patents

    The legal wording in patents amazes me. I'm filing for a couple patents at work and I provided the lawyers a description of the parts and then they write it all up. I barely understand the description when it comes back for me to approve and sign.
  10. romack991

    E85 fuel

    i don't think i'd run e85 in a ski for the material compatibility issues. but you should be able to run a higher compression ratio than regular gas. a bit off topic but there is some cool technology being developed for small turbo charged engines and ethanol. regular gas engines have limits on...
  11. romack991

    Kingnothing is back!!!

    awesome, glad to hear you have a ski again! :Banane01: :fing02:
  12. romack991

    WDK getting out of the PWC business?

    I assume composite companies are required to be AS9100 certified. You don't get that cert overnight.
  13. romack991

    Who Mountain Bikes for exercise?

    I know I'm not getting a full suspension, I don't ride anything rough enough to justify. Right now trying to narrow it down between completely rigid or front shock and if i should go single speed or not. Also 29" tires sound interesting and i'd go with v-brakes. Where I ride I basically never...
  14. romack991

    Who Mountain Bikes for exercise?

    just now starting to look at them. i've heard good things of the santa cruz chameleon and they say its versitile, but from what i've seen its $$$. i dont know much about bikes/components so trying to learn some. The trek is the only mountain bike ive had. I'm in indiana so not too rough around...
  15. romack991

    Who Mountain Bikes for exercise?

    i've been thinking about getting a single speed to try. currently i just have a rigid trek (moutain track 820). I rode a new Specialized and did not like it at all. Gary Fishers also look nice.
  16. romack991

    windows vista

    I finally quit on Windows. XP has been giving me fits for the last couple of weeks. I've installed and used Vista at the girlfriends and don't have anything good to say about it. Formated and installed Ubuntu tonight. Things look promising so far, biggest concern is just the compatibility factor...
  17. romack991

    Dave Ramsey, debt, credit cards, retirement, etc

    Paid off my truck today! Only debt I have left is a college loan which is at a 1% fixed rate so I just dont care about it. Setting up my mortgage to have automatic payments for a 15yr loan and I think I can start investing a bit. (already paying into 401K) It's nice to know I don't owe anyone...
  18. romack991

    Dave Ramsey, debt, credit cards, retirement, etc

    just remember you are very fortunite to have people pay a lot of expenses along the way. a lot of people do not have that option.
  19. romack991

    whos arriving early on friday?/Parts for sale

    i would think they would let you check in early as long as no one is on your site. at the very least let you use the day parking until 3 so you can launch the skis and get them over to the camp and still get to your stuff. I'll be getting there on Fri but in the late afternoon.
  20. romack991

    help! need to find full face helmet for wave rave!

    walmart has the bell for around 40 bucks. easiest solution and quickest.
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