Should mention that you are also a dealer. :)
At 5k, even if the 997 fails you will not be that far in the hole after swapping to a Yamaha power plant. I would also test ride the ski before buying. Lots of horror stories of people buying used after seeing them start on the trailer only to find...
If going with the 781 I would upgrade to dual 46's and a zeel too.
Lots of info here on what the 781 is capable of:
https://www.x-h2o.com/threads/tpe-964-and-et-967.196612/#post-2036443
Can you still get et967's? I would go with a TPE stock stroke 900. Then whatever TPE says to do with it. Probably going to want a 148 or 155 pump as well.
Progressive is known for that... Approving the policy and canceling it later. I had insurance on my Reaper for 2+ years through state farm with no issues. If someone is trying to get insurance contact State farm agent: Andres https://www.andresordaz.com/
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