Other Insurance on your jet ski?

I got a quote today to cover my 91 SN for liability and it's $110/year. If I want full coverage its $231/year. This is through state farm by the way. Does anyone else have insurance/have wanted to have it?
 
This was beat to death not long ago with plenty of "opinions". I have ins (but no bilge pumps lol) on my skis ranging from "liability" on my B1's and trailer to "full replacement" after inspection on my more exspensive skis. All I can suggest is to have itemized and signed documents from the underwriter not the agent when you get "full replacement" coverage on a high $ boat. The term "full coverage" can be misleading.
 
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Can you link me to the thread? My ski was only $1000 so it's not a big loss should something happen and i don't have coverage. I'm mainly looking for liability if I or someone I let ride it hit someone or something.
 

Quinc

Buy a Superjet
Location
California
Just got insurance through progressive. Full coverage on 1990 SN, 1985 JS550, and trailer came out to 22$ a month. And it covers if they get stolen etc. Pretty cool on the progressive website you can play with different values and update it to find out the total cost. For instance the cost between 50k vs 100k accident insurance was only .24 cents.

Bodily Injury & Property Damage:

$50,000 person/$100,000 accident/$50,000 property damage


Uninsured Boater:
$15,000 person/$30,000 accident


Medical Payments:

$1,000 each person

and a 250$ deductible.
 
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