Sorry no pics too much work resizing LOL
Anyway the wife and I were driving her 97 Dodge 4x4 about 35mph down an arterial. I see a caddy pull up to a stop sign on a side street and nose out a little,so i let off the throttle, he pegs the brakes, caddy stops at sign. I assume the idiot saw us coming and thought better of pulling out RIGHT?!
So about 30mph I hit the horn and the brakes for all Ive got and still cant avoid the front corner of a 1994 Caddillac Eldorado that just happened to pull out in front of me. Bleepin airbag when off couldnt see squat the whole cab filled with smoke and I "stubbed" (for lack of a better term) my thumb LOL
We get pulled off the road, caddy is screwed bad, truck pulls off the road we think its on fire from airbag smoke LOL.
We check the truck out real quick, its not on fire we go to find "the other driver" hes okay but geuss what?? 21yr old black kid says the cops arent coming are they??? Uh yeah my wifes on the phone already why whats up?? Well I dont have a license. Huh really ya got insurance though right?? Im getting pissed cause I see where this is going now?!! Actually its not even my car man. Huh well I geuss you better figure something out quick then I tell him. This idiot brings over some 19 yr old girl and wants us to tell the cops she was driving!!!!!
Im all DUDE what kind of man are you ?! Cops show up ask who was driving the other car my wife and mysteriously couldnt see cause all the airbag smoke LOL
We think were screwed of course as we only have liability on that truck. Kid gets like 4 different tickets, there were witnesses up the wazoo, cops tell us your screwed hes got no license, no ins, not his car blah blah blah right.
At some point in all this I called my ins agent to report the accident knowing I didnt have coverage for it. Over the next hour or so Im barraged with calls from my ins co. asking if I signed some paper about PIP and Uninsured motorist???????? No of course not we started all our policies over the phone why WTF does that have to do with the fact that I dont have any coverage and your not obligated to cover it at all I dumbfoundedly ask????
Apparently the lack of my signature on that paper means they are VERY obligated to pay it LOL :shrug:
I honestly did not know this but since they are now covering it! What originally was thought to be oh yeah were screwed here has turned into a totaled truck I bought for 2800 that books for 6500 they are making an offer for total out on Mon. Considering what IM in the truck I cant lose there. They gave my wife 500 cause she bothered an old shoulder injury and it hurt a little for like a day. Also gave me 1500 for my stubbed LOL thumb that was in a splint for a week.
Top that all off!!! The truck they claim was totalled I already fixed and it "looks" better than it did before with a grand total of 200 and 4 hours! Just so happened to find the same color truck being parted out the day I heard it was a total!! :wink:
:thewave:
Anyway the wife and I were driving her 97 Dodge 4x4 about 35mph down an arterial. I see a caddy pull up to a stop sign on a side street and nose out a little,so i let off the throttle, he pegs the brakes, caddy stops at sign. I assume the idiot saw us coming and thought better of pulling out RIGHT?!
So about 30mph I hit the horn and the brakes for all Ive got and still cant avoid the front corner of a 1994 Caddillac Eldorado that just happened to pull out in front of me. Bleepin airbag when off couldnt see squat the whole cab filled with smoke and I "stubbed" (for lack of a better term) my thumb LOL
We get pulled off the road, caddy is screwed bad, truck pulls off the road we think its on fire from airbag smoke LOL.
We check the truck out real quick, its not on fire we go to find "the other driver" hes okay but geuss what?? 21yr old black kid says the cops arent coming are they??? Uh yeah my wifes on the phone already why whats up?? Well I dont have a license. Huh really ya got insurance though right?? Im getting pissed cause I see where this is going now?!! Actually its not even my car man. Huh well I geuss you better figure something out quick then I tell him. This idiot brings over some 19 yr old girl and wants us to tell the cops she was driving!!!!!
Im all DUDE what kind of man are you ?! Cops show up ask who was driving the other car my wife and mysteriously couldnt see cause all the airbag smoke LOL
We think were screwed of course as we only have liability on that truck. Kid gets like 4 different tickets, there were witnesses up the wazoo, cops tell us your screwed hes got no license, no ins, not his car blah blah blah right.
At some point in all this I called my ins agent to report the accident knowing I didnt have coverage for it. Over the next hour or so Im barraged with calls from my ins co. asking if I signed some paper about PIP and Uninsured motorist???????? No of course not we started all our policies over the phone why WTF does that have to do with the fact that I dont have any coverage and your not obligated to cover it at all I dumbfoundedly ask????
Apparently the lack of my signature on that paper means they are VERY obligated to pay it LOL :shrug:
I honestly did not know this but since they are now covering it! What originally was thought to be oh yeah were screwed here has turned into a totaled truck I bought for 2800 that books for 6500 they are making an offer for total out on Mon. Considering what IM in the truck I cant lose there. They gave my wife 500 cause she bothered an old shoulder injury and it hurt a little for like a day. Also gave me 1500 for my stubbed LOL thumb that was in a splint for a week.
Top that all off!!! The truck they claim was totalled I already fixed and it "looks" better than it did before with a grand total of 200 and 4 hours! Just so happened to find the same color truck being parted out the day I heard it was a total!! :wink:
:thewave:
