On a stock ski, you really shouldn't NEED premium. If everything under the head looks good, I'd check fuel filter, make sure it's not plugged, check the little filter screen in each carb, check that no air is getting into your fuel line (a loose line can cause air to be sucked in making your carb go lean), then if all that checks out, pull front cover and make sure the ignition pick up mounted in the cover is in good shape and not loose.
The only time premium should be needed is when you bump compression or advance the ignition.
Are you in Tricities, WA? It's nice and warm over there and detonation is more likely in warmer weather. The higher the octane, the slower the flame front, so it's entirely possible that you had detonation occurring in the chamber because of the premium gas and the warm weather...or you got a crappy load of gas.